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Purchasing a home is most likely the largest investment that you will make in your lifetime. I am here to make certain that you have the best information available to make an educated decision regarding your financial future. I believe that it is my financial responsibility to help you manage that debt effectively. My focus is on helping you turn debt into wealth.
My ultimate goal on every transaction is to make sturdy, long-term relationships for life. Temporary relationships in the financial industry come and go for one reason, lack of trust. I have surrounded myself with the best available information, tools, and business resources to make your decision making process undeniably easy. With your trust, I will offer you a comfortable and reliable relationship you will want to share with your friends and family.
My business is referral based. What that means to you is a level of service you can't get elsewhere. I spend 80% of my day serving my customers, this way your loan is getting the attention it needs and deserves. In return for this style of service, we rely on your heartfelt endorsement to your family, friends and work associates. You, and your referrals become the joy and the lifeblood of my business.
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| It's important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience. |
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Count On Your Real Estate Agent To:
- Preview available homes to weed out those that are overpriced, or undesirable in some other way.
- Present the homes that suit your needs as you've defined them.
- Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
- Negotiate the best deal for you. With a Pre-Qualification letter in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else's -- even if your offer is lower!
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Count On Your Mortgage Broker and Loan Officer To:
- Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
- Keep you informed of your loan status throughout the entire process.
- Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and your loan officer, only deal points and progress are shared).
- Get the appropriate loan for you at the best rates and fees. This will save you significant money "up front" and throughout the years to come.
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Count On Yourself To:
- Keep your Real Estate Agent informed of any questions or concerns as they develop.
- Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
- Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
- Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
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| Contact me today for your free consultation at troy@troymlenar.com or call me at 763-412-1213. I look forward to speaking to you! |
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